2016: The Year Ahead

To think about the year ahead is to reserve time and money for the most special times.

Here's what the year may bring.

Birthdays: a family meal, birthday cake, and present.

Vacation: A few days at a beautiful, natural place that we all enjoy.

Frugality: Saving money for that which we believe in including college educations, simple pleasures, supporting others.

Hard Work: Making the time to pursue our dreams with time to study, explore, collaborate, learn, responsibly risk, and create.

Simplicity: Continue to pare down to very few objects and things. Less things, more time.

Value: Value and contribute to the people and events we honor.